However, just hink of all the things we are used to buying with plastic or signing up to buy ahead of time. Girl Scouts, school fundraisers, boosters, campaign pledges..... all with the NO PAYMENT NOW temptation. The payment in the future. What happens as the economy here is still sinking and we owe bills but the income has lessened? I am coaching myself on not giving in until certain bills are completely paid off. It is difficult to say no to a little kid with a 5 to 10 dollar goal from each customer... It takes admitting with humility that it isn't a wise decision right now.
Humility is a virtue not very valued / promoted in today's culture. Be aware that being careful is more a wise choice than being proud of the ability to spend money.
Eventually this helps our savings plan more than the immediate gratification and is way more fulfilling! Good luck!
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