Be sure you are taking time with family and friends to breathe in the fresh air and think about what is truly important. We are starting Step 1 on our 'regroup' to financial freedom from ALL debt. We are also as a family getting rid of clutter - including some material attachments we have for sentimental reasons. I am a card hoarder. I enjoy going through special moments in the cards our dear friends/ grandparents gave us through the years.... but I am determined to de-paper my life... and I am NOT going to scan it to files. I am simply going to get rid of the excess in my life, all areas. Of course, I will keep some irreplaceables, but it has to fit in my one trunk. The kids have the same challenge - it fits in a reasonable container drawer or it goes! I feel better already.